Category: Important Posts

Condominium, 2008 Florida Statute:

Now it is mandatory to have an insurance appraisal prepared by an independent appraiser at least once every 36 months. The appraisal must be based upon actual replacement costs. This may be a confirmed law, but has always been a common practice to ensure adequate coverage.

Another new statute confirms that the board of directors will establish the insurance deductibles base on local standards. Again, this has been common practice. It’s common to have an Insurance Committee recommend deductibles for the Board to consider.

On or after January 1, 2009, all portions of a condominium property with any alteration or additions must provide primary coverage excluding all personal property. Once again, this is common practice. (more…)

Except for the rare occasions of remodeling or repairs, common areas such as clubhouse, pool and recreational facilities should be made available for owners and their guess. Owners also have a right to peacefully assemble. This means, if arranged for in a peaceful manner, residents have an irrevocable right to invite public speakers or candidates for public office to speak in assigned common areas. See, “The Right of Owners to Peacefully Assemble”.

Beyond recall by the association, homeowners may display a United States flag in a respectful manner. However, if the flag is obtrusively too big, the board may deem a nuisance. See, “Displaying an American Flag in a Planned Development, Condominium or Homeowner”.

If an owner, resident or occupant has a disability which requires wheelchair access, may install a ramp under these conditions:

Design, plans or specifications are submitted to the association in advance. This should be part of the application process.

The access ramp should be designed to aesthetically blend with walkways. The board can make reasonable chances to architecturally fuse or fit with existing surfaces and structures.

The parcel owner must submit to the association an affidavit from a physician attesting to the medical necessity or disability of the resident or occupant of the parcel requiring the access ramp. Certification used for s. 320.0848 shall be sufficient to meet the affidavit requirement.

Most governing documents prohibits signs posted in the community. However, a security sign of reasonable size cannot be revoked if placed ten feet from the front entrance of a home.

A Strategic Lawsuits Against Public Participation (SLAPP) suit cannot with merit be brought against a parcel owner for any of the above actions. Nor, can a homeowner association use association funds to bring such actions to court. For more fun facts see, “What you should know about Hurricane Shutter Installations in Condominiums and Cooperatives”. To review supporting documents, click here. (more…)

Ok lets get this straight, since Florida is notorious for fouling up presidential elections, and now that Charlie Crist is our elected governor to make a difference (as promised) an attempt was made to go back to a “paper trail” in hopes of verifying true votes, as apposed to electronic, where the governor can simply add or delete votes on command with little or no detection.

In order to pass the “paper trail” bill, a number of amendments were added to satisfy the greedy legislators. One of the attached amendments was to move state primary back to January 29, 2008, which blatantly undermines the Democratic National Committee (DNC).  For a chance to regain compliance, the DNC gave a thirty day period or window by allowing florida state legislation to move democratic primary dates forward. The Florida legislation decided to argue with the DNC instead. Since Florida legislation pissed off the DNC, us floridians lost all votes for the presidential democratic nomination.

In the first place, if goveneror Charlie Crist made a consious decision to fight for the removal of moving the earily primary date, we would have had a vote. Now that the presumptuous mistake is in place, Charlie Crist is bickering with the DNC to allow our votes to count. This is one out of many screw ups which costs floridians. But this mistake doesn’t compare to the promise made by Charlie Crist if elected, he would lower our homeowners insurance. Incase you haven’t noticed, our homeower insurance rates were never lowered, in fact Charlie Crist stepped down and agreed with the greedy legislators to freeze Citizen’s insurance rates for three years. (more…)

Notices of annual meeting are stipulated in the governing documents. The minimum requirement for the second notice is 14 days prior to the meeting. It’s a good idea to start the first notice two months out. In this way, the association would have time to prepare for an annual election if necessary.

The second notice should have an agenda as described in the community documents. Since all agenda items are open for membership discussion, written description or purposes of the meeting would not be necessary.

Although rules and regulation adopted by the board can govern the duration, frequency and manner of statements given, as long as written request was given prior of the meeting, a member can speak for a minimum of three minutes on each subject.

In the event there is not a quorum at the annual meeting, the board may reconvene and continue the meeting on a later date. The opted date should be announced at the meeting and then the adjournment. For those members who were not registered at the original annual meeting, a notice should be sent and posted with the date in which the meeting will reconvened.

Proxies must state the date, time, place of annual meeting, signed and dated by the registered owner of record. Addresses are helpful for the administration. A proxy is executed for a specific meeting as the meeting may lawfully be adjourned and reconvened from time to time. Although intended to assign a proxy holder or substitute to act in place of the executioner, the proxy is revocable and expirers after ninety days after originally given.

Election of directors must be conducted as set fourth in the governing bylaws of the association. Even if a formal election is in process prior of annual meeting, a register member may nominate him or herself as a candidate for the board. Any election disputes between members and the association are subject to mandatory arbitration see, “Alternative Dispute Resolution for both Condominium & Homeowner Associations”. To review supporting documents, click here. (more…)